The urgency of always-on KYC
pKYC on RegTechONE is a crucial advance because financial crime never pauses. That is proven true each day, yet most institutions still refresh customer due-diligence files only at onboarding and at scheduled intervals. That gap leaves months—or years—of blind spots that criminals exploit. Perpetual KYC (pKYC) flips the script by ingesting fresh data, screening it instantly, and recalculating risk scores as changes happen. This gives compliance teams near-real-time visibility into emerging threats.
One platform, zero patchwork, peak results
Various vendors and vendor collaboratives promise “continuous” pKYC but deliver siloed modules that need costly connectors, integration sprints, and third-party consultants. RegTechONE is different: Its all-in-one platform architecture beats the competition by a mile. The RegTechONE platform natively unites data integration, screening, risk analytics, workflow, and reporting. Institutions using pKYC on RegTechONE avoid juggling multiple contracts, user interfaces, and upgrade cycles—while achieving a richer version of pKYC than any stitched-together stack can match.
Slaying technical debt through smart design
Because pKYC on RegTechONE is both cloud-agnostic and API-forward, institutions can plug in new data feeds or AI models without rewriting code. Drag-and-drop builders let compliance teams update rules, dashboards, and workflows themselves. This cost-saving feature reduces reliance on IT backlogs and expensive never-ending consultant contracts. Built-in workflow and data orchestration further reduce maintenance overhead, so the platform grows capabilities—not technical debt—over time.
Inside the pKYC engine
Institutions using pKYC on RegTechONE achieve continuous KYC through three tightly coupled layers:
- Perpetual Data Interface – Live subscriptions from sanctions lists, adverse-media feeds, corporate registries, and other vendors flow straight into RegTechONE.
- Perpetual Screening – Every new or changed data point triggers automated sanctions, PEP, and media checks at scale.
- Perpetual Risk Monitoring – User-defined multidimensional risk modeling together with derived risk from screening and other operations provide a fuller more complete picture of risk that a customer poses. Additionally, event and action libraries notify staff or auto‑escalate when thresholds trip.
Together, these layers form a closed feedback loop that keeps risk scores current and audit‑ready without waiting for periodic reviews.
Quantifiable gains that resonate with the C‑suite
Institutions that choose RegTechONE for perpetual KYC can achieve the following:
- Cut manual review process time by 80-90 percent. Continuous screening via pKYC means that files are almost always up to date, and therefore manual review proceeds much more quickly.
- Accelerated customer journeys: Automated refreshes let low‑risk clients sail through maintenance while high‑risk profiles receive immediate scrutiny.
- Lower total cost of ownership: A single license, fewer integrations, and no‑code configurability drive down vendor spend and consulting hours year over year.
- Audit transparency: Time‑stamped dashboards show exactly when data changed, which rules fired, and who approved what, satisfying regulators’ demand for evidence‑based controls.
Why now for pKYC on RegTechONE?
Global regulators increasingly expect dynamic, data‑led KYC. Early adopters of RegTechONE’s pKYC framework report that they withstand examinations with less scramble, detect risk shifts sooner, and redeploy staff to higher‑value investigations instead of clerical updates. With market pressure mounting and legacy systems creaking, the question is no longer whether to pursue pKYC—but how soon you can get there.
Explore pKYC on RegTechONE
Explore a demo of RegTechONE’s pKYC use case to see continuous risk intelligence in action and discover how quickly your institution can move from snapshots to streaming compliance in near-real time.
